Travel insurance or Travel Protection is insurance that is intended to cover medical expenses, financial and other losses incurred while traveling, either within one's own country, or internationally. Travel insurance can usually be arranged to cover exactly the duration of that trip or a more extensive, continuous insurance can be purchased to cover cruise lines or tour operators or annual policies. Travel insurance purchased from travel suppliers tends to be less inclusive than insurance offered by insurance companies. Travel insurance often offers coverage for a variety of travelers. Student travel, business travel, leisure travel, adventure travel, cruise travel, and international travel are all various options that can be insured.

The most common risks that are covered by travel insurance are: Medical expenses - Emergency evacuation/repatriation - Overseas funeral expenses - Accidental death, injury or disablement benefit - Cancellation - Curtailment - Delayed departure - Job Loss - Loss, theft or damage to personal possessions and money (including travel documents) - Delayed baggage (and emergency replacement of essential items) - Legal assistance - Personal liability and rental car damage excess - Some travel policies will also provide cover for additional costs, although these vary widely between providers. Travel insurance can also provide helpful services, often 24 hours a day, 7 days a week that can include concierge services and emergency travel assistance.

In addition, often separate insurance can be purchased for specific costs such as: pre-existing medical conditions (e.g. asthma, diabetes) - high risk sports (e.g. skiing, scuba-diving) - travel to high risk countries (e.g. due to war or natural disasters or acts of terrorism) or Cancel For Any Reason supplement. Common Exclusions: pre-existing medical conditions - war or terrorism - but some plans may cover these risks if purchased within certain parameters - pregnancy related expenses - injury or illness caused by alcohol or drug use.

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